Wealth Planning
Preserving and growing your legacy through strategic financial management.
Holistic Financial Stewardship
We understand that wealth is not just about accumulation, but about preservation and transfer. Our approach integrates tax efficiency, investment strategy, and estate planning to ensure your assets serve your family's long-term goals.
For international families, we provide specialized expertise in cross-border wealth management, navigating complex tax implications across China, the U.S., and other jurisdictions. Whether you're an entrepreneur, investor, or high-net-worth individual, we craft strategies that align with your vision.
- Cross-border Tax Strategy
- Diversified Investment Portfolios
- Estate & Trust Planning
- Integrated Family Strategy
Wealth Management Services
Asset Allocation & Investment Strategy
Customized investment strategies aligned with your risk tolerance, time horizon, and financial goals.
- Diversified portfolio construction
- International asset diversification
- Risk assessment and management
- Performance monitoring and rebalancing
Cross-Border Tax Optimization
Strategic planning to minimize tax liabilities for international assets and income across multiple jurisdictions.
- U.S. tax compliance for foreign nationals
- China-U.S. tax treaty optimization
- FATCA and FBAR compliance
- Tax-efficient investment structures
Risk Management & Insurance
Comprehensive insurance and protection strategies for your family and business assets.
- Life and disability insurance planning
- Estate planning and asset protection
- Liability insurance strategies
- Business succession planning
Estate & Legacy Planning
Ensuring your wealth transfers efficiently to the next generation according to your wishes.
- Will and trust establishment
- Charitable giving strategies
- Generational wealth transfer
- International estate planning
Why Choose Novastella for Wealth Planning
Integrated Approach
We coordinate wealth planning with immigration strategy and education planning to ensure your family's comprehensive success.
Global Expertise
Specialized knowledge in cross-border taxation, international investments, and multi-jurisdictional asset management.
Proven Results
Track record of helping families optimize investments, reduce taxes, and build lasting wealth across generations.
Case Studies
Zhang Family (Beijing)
Multi-Asset Cross-Border Wealth Optimization
Situation
High-net-worth family with real estate in China, U.S. investments, and business interests
Challenge
Complex tax situation across multiple jurisdictions with inefficient asset allocation
Solution
Implemented comprehensive tax optimization strategy, restructured investment portfolio, and established trust structures
✅ Reduced annual tax burden by 35% while improving portfolio returns by 12%
$5M+ in managed assets
Li Couple (Shanghai)
Immigration-Linked Wealth Planning
Situation
Entrepreneurs immigrating to U.S. with significant China-based business interests
Challenge
Needed to structure assets for immigration while maintaining business control and minimizing taxes
Solution
Coordinated immigration strategy with business restructuring and tax-efficient asset transfer
✅ Successfully completed EB-5 immigration while preserving business value
$8M+ portfolio restructured
Wang Family (Guangzhou)
Generational Wealth Transfer & Education Planning
Situation
Wealthy family seeking to fund children's U.S. education while preserving wealth
Challenge
Balancing education expenses with long-term wealth preservation and tax efficiency
Solution
Established 529 plans, created trust structures, and optimized investment allocation
✅ Funded education while growing wealth by 8% annually
$3M+ education and wealth portfolio
Chen Entrepreneur (Shenzhen)
Business Exit & Wealth Transition
Situation
Successful entrepreneur planning business sale and U.S. relocation
Challenge
Managing proceeds from $50M+ business sale with tax efficiency and wealth preservation
Solution
Structured exit strategy, implemented tax-efficient reinvestment plan, and established legacy framework
✅ Optimized business sale structure saving $8M+ in taxes
$50M+ transaction managed
Build Your Wealth Strategy Today
Schedule a confidential consultation with our wealth planning experts to assess your situation and create a personalized strategy.